News & Information

Standard health insurance is limited – it covers relatively few of the costs of a serious illness like cancer. There are significant gaps even in a good medical insurance plan – and that’s one reason why taking out a supplemental cancer insurance policy is such a good idea.

Cancer is an incredibly expensive disease, and many treatments like chemotherapy and radiation are not covered by standard insurance plans. A supplemental cancer insurance plan gives you peace of mind, allowing you to pay for medical costs that might otherwise have to come out of pocket. CancerPlans.com provides a convenient online resource that helps you find cancer insurance carriers in your area, quote up to 10 top carriers at once, and apply for supplemental insurance online.

Here are some of the expenses a traditional health insurance plan may not cover:

Co-pays and deductibles.A co-pay is the standard fee your insurance company requires you to pay every time you visit the health care provider. Your deductible is the amount of money you are required to pay out-of-pocket before the insurance provider will cover any of your treatment.

Insurance caps. Your insurance provider will only pay for a certain total amount of your cancer treatment. Any costs after you reach the “cap” must come out-of-pocket.

Out-of-network care.You are responsible for paying for any doctors, health care providers or treatment facilities that are out of your insurance company’s “approved” network. Many alternative or out-of-state treatments fall under this category.

(1) http://www.cancer.net/patient/All+About+Cancer/Managing+the+Cost+of+Cancer+Care/Health+Insurance